Loan services

Age of a vehicle.

Up to 7 years.

Maximum amount of loan, % of the vehicle value.

Within the extent of applicant’s financial solvency, but not more than 80% of the vehicle value.

Interest rate.

16 %

Loan maintenance fee.

1.5% of loan amount

Loan currency.

Belarusian Rouble.

Period of loan.

Up to 60 months.

Is statement of income required?

YES

Is consent to providing loan report required?

YES

Security.

Pledge of the purchased vehicle

Form of loan

In non-cash form to the account of a vehicle seller.

Additional conditions

Vehicle insurance subject to conditions “full Autocasco” for the whole period of loan agreement in behalf of the bank.

Amount of loan.

From 5 000 001 to 40 000 000 Belarusian Roubles.

Interest rate.

19%

Loan maintenance fee.

1.5% of the contract

Loan currency.

Belarusian Rouble.

Period of loan.

12 to 48 months

Is statement of income required?

YES

Is consent to providing loan report required?

YES

Security.

- penalty;

- guarantee of individuals in case of loans over 20 000 000 Belarusian Roubles.

Form of loan

- by means of granting cash to the borrower;

- by means of crediting to the borrower’s card account opened with «Credexbank» CJS.

Maximum amount of loan.

Within the extent of the borrower’s ability to pay, with regard to the aggregate family income.

Interest rate.

16

Loan maintenance fee.

1.5% of the contract

Loan currency.

Belarusian Rouble.

Period of loan.

Up to 5 years.

Is consent to providing loan report required?

YES

Security.

Pledge of real and personal property (vehicles, residential accommodations, non-residential premises, etc.).

Form of loan

- by means of granting cash to the borrower;

- in non-cash form by means of transferring monetary assets to the borrower’s current (settlement) account opened outside the Bank (structural subdivision);

- in non-cash form by means of transferring monetary assets in return for pay documents submitted by the borrower;

- by means of crediting to the borrower’s card account opened with «Credexbank» CJS.

Additional conditions

Insurance of the pledged property against risks of loss and/or damage.

Maximum amount of overdraft

Overdraft loan repayment period

Rate of overdraft loan interest per annum

Up to 100% of the cardholder’s average monthly net income within the framework of payroll agreements between enterprises and  "Credexbank" JSC

within 3 (three) months following the month in which indebtedness under overdraft loan arose

40%

Up to 200% of the cardholder’s average monthly net income within the framework of payroll agreements between enterprises and  "Credexbank" JSC

within 6 (six) months following the month in which indebtedness under overdraft loan arose

39%

Up to 300% of the cardholder’s average monthly net income within the framework of payroll agreements between enterprises and  "Credexbank" JSC

within 12 (twelve) months following the month in which indebtedness under overdraft loan arose

38%