For individuals Payroll card program

Payroll card program

  • Issue of Visa Electron international plastic card for all employees – free of charge
  • Free access to SMS-Banking service.
  • Withdrawal of Belarusian Roubles in any ATM in Belarus without being charged any commission.
  • Payment for purchases in any sales outlet of the world and in the Internet  - without being charged any commission.
  • Possibility of payment for public utilities and other services in the ATMs and self-service terminals of the Belarusian banks.
  • Provision of overdraft loan for the employees of an enterprise.

 

Overdraft loans for payroll card programs of «Credexbank» CJS

 

Maximum amount of overdraft

Per cent per annum for using an overdraft loan

100 % of the average monthly net income of the card holder within the frames of payroll agreements between enterprises and «Credexbank» CJS

40 %

200 % of the average monthly net income of the card holder within the frames of payroll agreements between enterprises and «Credexbank» CJS

39  %

300 % of the average monthly net income of the card holder within the frames of payroll agreements between enterprises and «Credexbank» CJS

38  %

 

Main advantages of an overdraft loan at «Credexbank» CJS: 

  • Advantageous conditions of use – interest is computed only for the used amount of overdraft loan
  • Long term of overdraft loan provision
  • Around the clock access to monetary funds
  • Possibility of payment for goods and services  without being charged any commission in any sales outlet of the world
  • overdraft and interest repayment is effected automatically at cash inflow to your card account.